How our legal terms apply
Our legal terms apply to your account from the moment you create it, use UPI, Paytm, PhonePe or Google Pay, or ask us to keep a record for you. If a state rule, platform rule, or verification step changes, the version that applies is the one
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tied to your location and the law that permits access. We may ask for identity details, transaction references, or device checks before we process requests linked to account changes, closure, or record correction. That helps us match the right account and keep the trail clean. The
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payment names on this page are here as context for the records we hold, not as a separate promise. UPI, Paytm, PhonePe and Google Pay stay subject to the same legal terms and the same access limits.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.